Retirement In Sight, December 2021

Retirement In Sight, December 2021

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES    Q U O T E  O F  T H E   M O N T H “Often when you think you’re at the end of something, you’re at the beginning of something else.” – FRED ROGERS   W H E N  Y O U  A R  … Read more

Monthly Economic Update December, 2021

Monthly Economic Update December, 2021

MONTHLY ECONOMIC UPDATE    In this month’s recap: Reports of a new COVID-19 variant blindsided markets as a wave of late selling erased the month’s earlier gains.   U S  M A R K E T S Reports of a new COVID-19 variant in late November roiled markets as a wave of selling erased the  … Read more

Monthly Economic Update November, 2021

Monthly Economic Update November, 2021

MONTHLY ECONOMIC UPDATE    In this month’s recap: Stock prices notched solid gains as a strong start to the corporate earnings season fired up investors.   U S  M A R K E T S A strong corporate earnings season renewed investor enthusiasm for stocks and propelled the market to healthy gains in October. The  … Read more

Retirement in Sight, November 2021

Retirement in Sight, November 2021

MONTHLY NEWS AND INFORMATION FOR CURRENT AND FUTURE RETIREES    Q U O T E  O F  T H E   M O N T H “The possible’s slow fuse is lit by the imagination.” – EMILY DICKINSON   I F  T H E  S E C U R E  A C T  2.0  B E  … Read more

Monthly Economic Update October, 2021

Monthly Economic Update October, 2021

MONTHLY ECONOMIC UPDATE    In this month’s recap: Stocks hit some turbulence, turning cautious amid slowing economic growth, and policy debate in Washington.   U. S.  M A R K E T S The stock market hit a pocket of turbulence in September, with investors turning cautious amid Delta variant infections, slowing economic growth and  … Read more

Retirement in Sight, October 2021

Retirement in Sight, October 2021

ROBOCALLS, ROBOTEXTS: PROTECT YOURSELF, AND YOUR MONEY    Are you getting more unwanted text messages on your phone than you used to get? That is partly the result of a good thing – robocalls have declined. Robotexts, however, have increased. As robotexts bilked Americans out of $86 billion in 2020, you want to be wary  … Read more

Retirement in Sight, September 2021

Retirement in Sight, September 2021

POSSIBLE CHANGES FOR CATCH-UP CONTRIBUTIONS    Since 2002, Americans aged 50 and older have been permitted to make annual “catch-up” contributions to popular retirement accounts – but according to Vanguard’s 2021 How America Saves report, just 15% of retirement savers do. One factor may be the limits on these contributions. Many pre-retirees who are old  … Read more

A Potential Rise in the Capital Gains Tax Rate Plan Your Business Exit Accordingly

A Potential Rise in the Capital Gains Tax Rate Plan Your Business Exit Accordingly

Todays’ newsletter is written to help you, the business owner, consider the fact that without proper planning, the government’s ‘partnership’ in your business exit may be increasing yet again.  President Biden campaigned on essentially abolishing the long-term capital gains tax rate by increasing it to the same top rate he’s proposing for ordinary income. This could mean an increase  … Read more

5 Key Planning Areas for Your Future, Successful Exit

5 Key Planning Areas for Your Future, Successful Exit

Your business success has been the product of years of hard work, dedication and focused results (and likely a little bit of luck).  As you think about a future transition of the company there are a number of factors that need to be considered because your future exit will impact a number of people who  … Read more

Aligning Your Key People With Your Future Exit

Aligning Your Key People With Your Future Exit

There is an old saying that goes “show me how I am paid and I’ll show you how I’ll behave”.  The issue is simple for business owners – the right incentive plans help to grow the value of your company while the wrong (or no) incentive plans leave key employees with little direction as to help you, the owner, grow the company to the next  … Read more